Quick Answer
The Yonkers surcharge is a 16.75% surcharge on your New York State income tax if you live or work in Yonkers. For someone earning $75,000 with $3,200 in NY state tax, the Yonkers surcharge adds about $536 annually.
Best Answer
Sarah Chen, Payroll Tax Analyst
Best for W-2 employees who live or work in Yonkers and want to understand this paycheck deduction
How the Yonkers surcharge works
The Yonkers surcharge is a 16.75% surcharge on your New York State income tax liability if you live or work in Yonkers, New York. It's not a separate tax rate on your income — it's an additional percentage applied to whatever you already owe in NY state taxes.
This means if your New York State income tax is $3,000 for the year, your Yonkers surcharge would be $3,000 × 16.75% = $502.50.
Example: $75,000 salary with Yonkers surcharge
Let's say you earn $75,000 and work in Yonkers:
Who pays the Yonkers surcharge
You owe the Yonkers surcharge if you meet either condition:
If you both live AND work in Yonkers, you only pay the surcharge once — it doesn't double.
How it appears on your paystub
The Yonkers surcharge typically appears as:
Your employer calculates this automatically based on your address and work location.
Comparison with other NY localities
What you should do
Use our paycheck calculator to see exactly how the Yonkers surcharge affects your take-home pay. Enter your salary, filing status, and check "Yonkers" for either residence or work location.
If you recently moved or changed jobs, make sure your employer has the correct address information — living outside Yonkers but working there (or vice versa) still triggers the surcharge.
Key takeaway: The Yonkers surcharge adds 16.75% to your NY state tax bill, costing most middle-income earners an extra $400-800 annually depending on their state tax liability.
Key Takeaway: The Yonkers surcharge adds 16.75% to your NY state tax bill, typically costing $400-800 extra annually for middle-income earners.
Comparison of Yonkers surcharge with other New York local taxes
| Location | Local Tax Type | Rate | Annual Cost (for $75K earner) |
|---|---|---|---|
| Yonkers | Surcharge on state tax | 16.75% of state tax | ~$536 |
| NYC | Separate income tax | 3.078%-3.876% | ~$2,300-2,900 |
| Nassau County | Property tax only | No income tax | $0 |
| Westchester (non-Yonkers) | Property tax only | No income tax | $0 |
More Perspectives
Sarah Chen, Payroll Tax Analyst
Best for people who recently moved to or from Yonkers and need to understand their tax obligations
When your Yonkers tax obligation changes
If you recently moved, your Yonkers surcharge obligation depends on your situation throughout the tax year, not just your year-end status.
Moved TO Yonkers mid-year: You owe the surcharge on income earned while living/working in Yonkers. Your employer should start withholding the surcharge once you update your address.
Moved FROM Yonkers mid-year: You owe the surcharge only on income earned while you were a Yonkers resident or worked there. Update your W-4 with your new address to stop the withholding.
Common moving scenarios
Scenario 1: Live in Bronx, got a job in Yonkers in July
Scenario 2: Lived in Yonkers, moved to Connecticut in September, same NYC job
Scenario 3: Live in Yonkers, job relocated from Manhattan to White Plains
What to do after moving
1. Update your address with your employer within 30 days
2. Review your paystub to ensure withholding changed appropriately
3. Consider filing status — you may need to file as a part-year resident
4. Check withholding accuracy using our calculator
Remember: Even if you moved, you're still subject to Yonkers tax on income earned while living or working there during the year.
Key takeaway: Moving mid-year creates partial-year Yonkers tax liability — you owe the surcharge only on income earned while living or working in Yonkers.
Key Takeaway: Moving mid-year creates partial-year Yonkers tax liability — you owe the surcharge only on income earned while living or working in Yonkers.
Sources
- New York State Department of Taxation and Finance - Yonkers Income Tax — Official guidance on Yonkers income tax surcharge calculation and requirements
- IRS Publication 17 — Federal tax guide including state and local tax deduction information
Reviewed by Sarah Chen, Payroll Tax Analyst on February 28, 2026
This content is for educational purposes only and is not a substitute for professional tax advice. Consult a qualified tax professional for advice specific to your situation.