Explain My Paycheck

What is the Connecticut PFL deduction?

State & Local Taxesbeginner2 answers · 4 min readUpdated February 28, 2026

Quick Answer

Connecticut PFL (Paid Family Leave) is a payroll deduction of 0.5% of wages up to $160,200 annually (2026). This equals a maximum of $801 per year, or about $31 per biweekly paycheck for higher earners. It provides up to 12 weeks of partial wage replacement for family and medical leave.

Best Answer

SC

Sarah Chen, Payroll Tax Analyst

Connecticut workers who see PFL on their paystub and want to understand the deduction amount and benefits

Top Answer

What is Connecticut PFL and how much does it cost?


Connecticut Paid Family Leave (PFL) is a state-mandated program that provides partial wage replacement when you need time off for family or medical reasons. The deduction is 0.5% of your wages, capped at Connecticut's Social Security wage base of $160,200 for 2026.


This means you pay:

  • 0.5% on wages up to $160,200 annually
  • Maximum annual deduction: $801
  • If you earn less than $160,200, you pay 0.5% of your total wages

  • Example: How much PFL costs by salary level


    Let's calculate the actual impact on different salary levels:



    What Connecticut PFL covers


    Your PFL contributions give you access to:


  • Family leave: Up to 12 weeks for bonding with a new child, caring for a family member with a serious health condition, or military family emergencies
  • Medical leave: Up to 12 weeks for your own serious health condition
  • Benefit amount: Up to 95% of your average weekly wage, capped at $780 per week (2026)
  • Job protection: Your employer must hold your position or provide equivalent role

  • Key factors that affect your PFL deduction


  • Wage cap: Once you earn $160,200 in a calendar year, PFL deductions stop (similar to Social Security)
  • Multiple jobs: Each employer deducts PFL independently, but your total annual liability is still capped at $801
  • Timing: Deductions typically start with your first paycheck and continue until you hit the wage cap

  • What you should do


    Check your paystub to verify your PFL deduction is correct: multiply your gross wages by 0.005 (0.5%). If you have multiple Connecticut jobs, keep track of total PFL paid across all employers to ensure you don't overpay.


    Use our paycheck calculator to see exactly how Connecticut PFL affects your take-home pay alongside federal and state income taxes.


    Key takeaway: Connecticut PFL costs 0.5% of wages up to $160,200 annually ($801 maximum), providing valuable family and medical leave benefits that replace up to 95% of your weekly wages.

    Key Takeaway: Connecticut PFL costs 0.5% of wages up to $160,200 annually ($801 maximum), providing up to 12 weeks of partial wage replacement for family and medical leave.

    Connecticut PFL deduction by salary level showing annual cost and per-paycheck impact

    Annual SalaryPFL Deduction (Annual)Per Biweekly PaycheckMonthly Cost
    $40,000$200$7.69$16.67
    $60,000$300$11.54$25.00
    $80,000$400$15.38$33.33
    $120,000$600$23.08$50.00
    $160,200+$801 (max)$30.81$66.75

    More Perspectives

    SC

    Sarah Chen, Payroll Tax Analyst

    New Connecticut workers seeing PFL deduction for the first time and wondering if it's worth the cost

    Is Connecticut PFL worth it for entry-level workers?


    As a new employee, you might wonder if the PFL deduction is worth paying, especially when you're trying to maximize your take-home pay. Here's what you need to know:


    For entry-level salaries, PFL is relatively affordable:

  • $30,000 salary: $150/year ($5.77 per paycheck)
  • $35,000 salary: $175/year ($6.73 per paycheck)
  • $40,000 salary: $200/year ($7.69 per paycheck)

  • Why PFL matters early in your career


    Life happens at any age:

  • Caring for aging parents or sick family members
  • Your own medical emergencies or mental health needs
  • Future family planning (bonding with new children)
  • Unexpected situations requiring extended time off

  • The benefit calculation:

    PFL replaces up to 95% of your average weekly wage. For a $35,000 salary ($673/week), you'd receive approximately $639/week during qualifying leave—much better than unpaid FMLA.


    What this means for your budget


    PFL is mandatory, so it's automatically deducted like Social Security and Medicare. Think of it as insurance—you hope you won't need it, but you'll be grateful it's there if you do. The cost is minimal compared to the financial protection it provides.


    Key takeaway: For entry-level workers, Connecticut PFL costs under $200/year but provides crucial income protection during family and medical emergencies when you can least afford unpaid time off.

    Key Takeaway: For entry-level workers, Connecticut PFL costs under $200/year but provides crucial income protection during family and medical emergencies when you can least afford unpaid time off.

    Sources

    connecticut pflpayroll deductionsstate taxespaid family leave

    Reviewed by Sarah Chen, Payroll Tax Analyst on February 28, 2026

    This content is for educational purposes only and is not a substitute for professional tax advice. Consult a qualified tax professional for advice specific to your situation.