Quick Answer
Mississippi state income tax ranges from 0% to 5% depending on income. A single filer earning $50,000 pays about $1,350 in Mississippi state income tax (2.7% effective rate), while someone earning $100,000 pays roughly $3,850 (3.85% effective rate).
Best Answer
Sarah Chen, Payroll Tax Analyst
Best for employees with steady W-2 income who want to understand their Mississippi tax withholding
How much will Mississippi income tax cost you?
Mississippi state income tax ranges from 0% to 5% depending on your income level. For 2026, Mississippi uses three tax brackets with a standard deduction of $2,300 for single filers and $4,600 for married couples filing jointly.
Mississippi tax brackets for 2026
Mississippi's tax structure is relatively simple with just three brackets:
However, you also get a standard deduction, which reduces your taxable income before applying these rates.
Example: $50,000 salary in Mississippi
Let's calculate the Mississippi state income tax for someone earning $50,000:
1. Gross income: $50,000
2. Standard deduction: $2,300 (single filer)
3. Taxable income: $47,700
4. Tax calculation:
5. Total Mississippi tax: $2,035
6. Effective tax rate: 4.07%
Example: $75,000 salary in Mississippi
For a higher earner making $75,000:
1. Gross income: $75,000
2. Standard deduction: $2,300
3. Taxable income: $72,700
4. Tax calculation:
5. Total Mississippi tax: $3,285
6. Effective tax rate: 4.38%
How this affects your paycheck
Mississippi state tax is typically withheld from each paycheck based on your W-4 information. For someone earning $50,000, expect roughly $78 per biweekly paycheck ($2,035 ÷ 26 pay periods) to go toward Mississippi state income tax.
Your employer uses Mississippi Form 89-350 (Employee's Withholding Exemption Certificate) to determine how much to withhold. Like the federal W-4, you can adjust your withholding by claiming fewer or more exemptions.
Key factors that affect your Mississippi tax
What you should do
Use our paycheck calculator to see exactly how Mississippi state tax affects your take-home pay. Input your salary, filing status, and number of dependents to get an accurate estimate of your withholding.
If you're having too much or too little withheld, complete a new Mississippi Form 89-350 with your employer to adjust your state tax withholding.
Key takeaway: Mississippi state income tax ranges from 0-5%, with most earners paying an effective rate of 3-4%. Someone earning $50,000 pays about $2,035 annually, or roughly $78 per biweekly paycheck.
*Sources: [Mississippi Department of Revenue](https://www.dor.ms.gov/), [IRS Publication 15-T](https://www.irs.gov/pub/irs-pdf/p15t.pdf)*
Key Takeaway: Mississippi state income tax ranges from 0-5%, with most earners paying an effective rate of 3-4% after the standard deduction.
Mississippi state income tax by salary level (2026 tax year)
| Annual Salary | Taxable Income | Mississippi Tax | Effective Rate | Biweekly Withholding |
|---|---|---|---|---|
| $30,000 | $27,700 | $1,235 | 4.12% | $48 |
| $50,000 | $47,700 | $2,035 | 4.07% | $78 |
| $75,000 | $72,700 | $3,285 | 4.38% | $126 |
| $100,000 | $97,700 | $4,535 | 4.54% | $174 |
More Perspectives
Sarah Chen, Payroll Tax Analyst
Best for people who recently moved to or from Mississippi and need to understand residency rules
Mississippi residency and tax obligations for new residents
If you recently moved to Mississippi, you'll need to understand when you become a Mississippi tax resident and how to handle income from multiple states.
When you become a Mississippi resident
Mississippi considers you a resident if:
Part-year resident filing requirements
If you moved to Mississippi during 2026, you'll likely need to file as a part-year resident. This means:
Example: Moving to Mississippi mid-year
Say you moved to Mississippi on July 1st, 2026, after earning $30,000 in another state:
What you should do immediately
1. Update your W-4: Complete Mississippi Form 89-350 with your new employer
2. Notify your former employer: If you're keeping the same job remotely, clarify your new state residency for withholding purposes
3. Track your move date: Keep records of when you established Mississippi residency
4. Save tax documents: Keep records from both states for filing your part-year returns
Moving mid-year creates complex tax situations, so consider consulting a tax professional familiar with multi-state filings.
Key takeaway: New Mississippi residents must file part-year returns and may owe tax on worldwide income from their residency date forward, but can claim credits for taxes paid to other states.
Key Takeaway: New Mississippi residents must file part-year returns and may owe tax on worldwide income from their residency date forward, but can claim credits for taxes paid to other states.
Sources
- Mississippi Department of Revenue — Official Mississippi tax information and forms
- IRS Publication 15-T — Federal Income Tax Withholding Methods
Related Questions
Reviewed by Sarah Chen, Payroll Tax Analyst on February 28, 2026
This content is for educational purposes only and is not a substitute for professional tax advice. Consult a qualified tax professional for advice specific to your situation.